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Miles Card From Discover Card

There is a lot more to discover out there for those who are yet to take the Miles card from Discover card. It is not very often that you come across cards that come with so many benefits and features attached. Issued by Morgan Stanley, the Miles card from Discover card is suitable for those with very good credit and is rather attractive for those who would like to take advantage of its travel reward program.

To begin with, the card has a reward program that enables cardholders to earn one mile for each dollar that they spend on general purposes. As for the reward, you can opt for anything from cash, gift cards, or even travel. Rewards can include cruise and vacation packages, hotel and car rental certificates, gift cards for your favorite shops or restaurants, and more. For people who prefer cash over other rewards, there is the option of redeeming their Miles for cash. This can be done by requesting a credit to their Miles Card account. Travel freaks are bound to love this card as they can enjoy redeeming the earned miles for airfare or reduced airfare for any seat on any major U.S. based airline. Besides, there are no blackout dates on flights when you use your Miles.

During the first year of membership of the Miles card from Discover card, members can earn up to 12000 bonus miles at the rate of 1000 miles for every month that they make a purchase. A maximum of 60,000 miles may be accumulated per year, but there is no chance of the miles expiring as long as the account is kept active within a 36 month period. Other attractions of the Miles card are the platinum benefits that it offers. They are auto rental insurance and up to $500,000 in travel accident insurance, besides various services related to internet accounts. And to top it all, the card comes at a 0% introductory rate for a period of twelve months on purchases and balance transfers.

The Miles card from Discover card has a reasonably low APR. However, it is only the higher qualifying applicants who will get the lowest rates available. The card comes with 100% fraud protection and has no annual fee. The ‘Two Cycles Average Daily Balance’ method is applied to calculate the finance charges of this card.

With all these in-built features, the Miles card from Discover card is one of the best ranked cards today.

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